Speso v2.0 is now live!

A better way to Connect & Vibe.Transfer money.Spend.Pay & get paid.

Making money move more freely, for more people,
for more growth. Join the family, let's vibe!
Services Screen Page
We are now live!

A Better Way To Connect & Vibe.Transfer money.Spend.Pay & get paid.

Making money move more freely, for more people,
for more growth. Join the family, let's vibe!
Services Screen Page
MANAGE YOUR MONEY QUICKLY AND SECURELY WITH A DIGITAL WALLET USED BY MILLIONS

Banking has never been so rewarding

Payments
Cards
Shopping
Wallet
Discounts
Support

Confidently Shop and
spend on any platform.

Shop without limits.

Use your Speso Card for online purchases
anywhere VISA cards are accepted.

Fund card anytime and any day.

Simply fund with your desired amount.

Shop, stream and subscribe globally

Our cards do not decline. Accepted everywhere

A new way to pay friends,
families and businesses.

Send or Pay me as a friend

Simple, send money as easily
as sending a message to a friend.

Send or Pay me without being friends

You can scan and pay me without beign friends.
Just pay and carry on.

Receive payment for your business

Let your lovely customers pay you by scanning
your QR code. It's simple and fast!

A new way to pay friends,
families and businesses.

Send or Pay me as a friend

Simple, send money as easily
as sending a message to a friend.

Send or Pay me without being friends

You can scan and pay me without beign friends.
Just pay and carry on.

Receive payment for your business

Let your lovely customers pay you by scanning your QR code.
It's simple and fast

In Chat Transfer P2P

Connect and vibe

Scan or add friend with a user tag.

Add friends, families and business and start vibing.
We take privacy very serious here.

Vibe with friends, family and businesses.

chat, call, share videos and images to your friends,
family and your favorite businesses.

Share your moments to your story.

Post your favorite moments & contents
on your story and receive engagements.

Connect and vibe

Scan or add friend with a user tag.

Add friends, families and business and start vibing.
We take privacy very serious here.

Vibe with friends, family and businesses.

chat, call, share videos and images to your friends,
family and your favorite businesses.

Share your moments to your story.

Post your favorite moments & contents
on your story and receive engagements.

Chat

The flexibility to do more
with your balance.

Add money by linking a bank account or credit card.
Do more with your balance.

Pay Bills

Take care of your everyday bills. From electricity to TV bills, we have you.

Airtime topup

Simply buy airtime from your balance. It's that easy.

Split payments

Don't have enough funds? Split pay with your friends on speso.

Speso is the new modern wallet going beyond just money transfers. Join the family!

Get answers to common questions on Speso

How do i verify my Account on speso?

Please navigate to the verification screen from “Me” tab and complete the details required.

How can i top up my balance?

navigate to “topup” screen and copy your speso account number from there. Make a transfer from your bank app to that account number and your speso balance will be credited instantly.

Can i make transfers on speso?

Yes! You can transfer money to any local bank in Nigeria. Simple, fast and convenient.

How do i fund my Speso VISA card?

Navigate from the services screen to card screen.
From there, tap on fund to proceed.

Will my card work on Apple, Amazon, Netflix and others?

Absolutely yes, our cards do not decline.

How can i get help?

You can get help from our help center  or our chat support within the Speso app.
Navigate to >>
“Me”>> “Help & support”

You can chat live with our customer support reps or leave a message.
You can also send us an email at hi@speso.co

A free account with no hidden fees

Making it easier for Africans anywhere to
connect, send, spend, get paid and build on
a single platform.